If you have a shop offering high value discount party supplies for sale, then it becomes necessary for you to protect your shop by buying a suitable insurance coverage. If you have high risk party supplies stored in your shop, then you need to declare the total value of all the party supplies in order to insure them. Such high value supplies can easily attract the attention of thieves. You cannot always keep an everybody coming in or going out of your shop. Even if you have a CCTV camera in your shop, it may not be helpful in helping you stop an act of theft. Hence, buying an insurance policy and getting your high risk discount party supplies is vital.
If any of your products get stolen, you simply cannot close your shop. You would have to replace them with new products to keep running the shop for which you need money. You would get that money only if you have your shop and the high value discount party supplies that you are selling covered by a good insurance policy. You should ignore insurance at your own peril. If you do not know what kind of insurance coverage to get, then you can always the seek the help of an insurance agent. There are thousands of them in the country.